The Troy Team's Blog

A Pre-Qualification Letter Doesn't Equal Being Pre-Approved

Posted on 05/30/2021

Photo by Tayeb Mezahdia via Pixabay When you start looking for your dream home, you need to know how much mortgage you will qualify for. Your real estate agent might ask you to get a pre-qualification letter. However, just because you are pre-qualified doesn’t mean that you will get the loan. You need a pre-approval for that, and...

Buying A Home

Preapproved

How to Use a Bi-Weekly Mortgage to Your Advantage

Posted on 05/23/2021

Photo by Designer491 via Shutterstock The term “bi-weekly” means every other week. If you get paid bi-weekly, you usually get your check every other Friday. When it comes to a mortgage, typical amortization plans (payments of principal and interest) use a 30-year/360-month calculation. But many lenders offer a bi-weekly plan too. In this case, you would make 26...

Debt

Mortgage Plan

Posted on 05/16/2021

Tips for Buying a Penthouse

Photo by Mostafa Safadel on Unsplash The penthouse is the pinnacle of real estate in many markets -- and places like New York and Miami -- have plenty of options to choose from. It's easy to get caught up in great decor or fall in love with a view, but there are other considerations as well. Here's what...

Buying A Home

Buyer Tips

Which is Smarter: Paying Off the Mortgage or Investing?

Posted on 05/09/2021

Photo by Andrey_Popov via Shutterstock Often, when discussing ways to get out of debt, the subject of “mortgage versus investments” comes up. If you have a mortgage, your monthly budget likely revolves around paying it first, meaning investment ideas take a back seat. One way to free money up to invest is to pay off the mortgage, and...

Investment

+ 3 more

Posted on 05/02/2021

Is it Time For New Tile and Grout ?

Photo by James DeMers via Pixabay That bathroom tile once looked terrific, so newly laid contrast between tile and grout. You were so proud to show it off to all your guests. But over time, grout becomes dull, stained and chipped. Tiles fade and look dated. When they do, it's time to refreshen or replace tile and grout....

Grout

Tile

Another Property Sold - 5096 SW Normandy Pl, Beaverton, OR 97005

Posted on 06/01/2021

Highly desirable one-level living in Central Beaverton's Westbrook Neighborhood! This inviting community offers pools, clubhouse, lush gardens & common pathways. Lovely floorpan with an abundance of natural light that fills the updated kitchen with nook & granite countertop island. Spacious living & dining room with a cozy gas fireplace. Soak up the sun on the large deck in the private, fenced backyard. Convenient detached one car garage, laundry room & AC. Enjoy the Westbrook...

Beaverton

8890 SW Homewood St, Portland, OR 97225 is now new to the market!

Posted on 05/27/2021

Lovely Daylight Ranch in desirable Raleigh Hills situated on a quiet street near Jesuit High School, Portland Golf Club, and OES. OPEN HOUSE SUNDAY 11-1. New roof, skylights, downspouts & gutters, interior & exterior paint, carpet, and refurbished original hardwood floors. Spacious main level living with tons of options in the lower level, waiting to be upgraded to meet your needs. Potential Mother-In-Law Unit? Master & Laundry Room on the Main. Washington County taxes with Portland...

Portland

Another Property Sold - 15568 SW Peridot Way, Beaverton, OR 97007

Posted on 05/16/2021

Exceptionally Updated Townhome in sought-after Sexton Mountain/Murray Hill area! Gated entrance & private location. New hardwood floors, freshly painted interior & remodeled bathrooms. Wonderful view from kitchen & patio to park like setting/open space. Fourth bedroom/bonus room on lower level, w/full bathroom & interior/exterior entry for independent living. Large one car garage. New roof in 2018, New exterior paint in 2019. Schools are Sexton Mountain, Highland Park &...

Beaverton

7335 SW 34TH Ave, Portland, OR 97219 is now new to the market!

Posted on 05/13/2021

Mid-Century Modern, three blocks from beloved Multnomah Village! Spacious floor plan w/original vintage accents throughout, refinished hardwood floors on main, new carpet and freshly painted inside and out. Lower level w/flex space, tons of storage and unconventional fourth bedroom. Large backyard w/mature trees, garden space, covered patio & wood deck. Minutes to Cafes, Pubs, Shopping & Gabriel Park. Easy access to public transit, Downtown, or...

Portland

Another Property Sold - 16535 SW Hargis Rd, Beaverton, OR 97007

Posted on 05/06/2021

Fantastic Move-In-Ready home in Cooper Mountain Neighborhood! Corner lot w/expansive fully fenced, level backyard, perfect to soak up the sun or enjoy shade under the gazebo. Spacious floor plan w/new carpet & freshly painted interior. Furnace, AC, water heater, dishwasher, microwave & cooktop about 2 years old, W&D 4 years old. Solar panels. Exterior storage room. Nearby parks & trails. Schools: Cooper Mountain, Highland Park & Mountainside. Did we say...

Beaverton